Clients generally let fund managers look after their investments, and pay for this to be done. This is usually done by the manager deducting a proportion of any new contribution made to the investments, thus it is called a contribution fee.

All or part of that fee is paid back to the adviser as commission. All My Funds will either request that the fund manager rebates all the contribution fee to your super fund, or if the fund manager insists on paying a commission, All My Funds will rebate them annually to you via cheque less a $25 administration fee.